Net Worth Update – July 2015

I was going to post this on Friday, but having posted about my sister having breast cancer on Thursday, and finding out Friday morning that the cancer diagnosis was wrong, I thought it made more sense to give an update on that situation. But, I did have the numbers together:

Net Worth update as of July 31, 2015
Net Worth update as of July 31, 2015

I’ll be honest, I was worried about how things would pan out this month. With the weather keeping Bryan from working, my contributions towards the household expenses have almost doubled. On top of that, my automatic reaction to bad news is to try to fix it by feeding people. My sister’s cancer (mis)diagnosis led to several extra restaurant visits this month. I had to smile when we were sitting in the radiologists’ office, listening to all the different treatment options, and my sister catches my eye and mouths the words “Olive Garden”. Obviously! Was she even questioning that I’d try to feed away her cancer with bread sticks and alfredo sauce?

Despite everything seeming out of control, I still managed to grow my net worth by $1,831. I didn’t pay down my car loan as much as I would have liked, but I did make a $600 dent in it. The nice thing is, I’ve finally gotten in to a groove where my money is almost effortless. I don’t have to give much thought to when bills are due, or where the money will come from. The money gets deposited, and automatically gets transferred where it needs to go. Sure, I still have to keep an eye on my spending. But even that is starting to become a habit. I’m more aware now that there are limitations to what I can have in life, and there are many things I value more than what I can buy.

I’m noticing that the more my finances become second nature, the more consistent my progress becomes:

Chart of net worth growth since the start of time (or the start of this blog)
Chart of net worth growth since the start of time (or the start of this blog)

Sure, some months are better than others. And I’m often surprised the months that turn out the best: I’d assumed I’d have very little growth in July, with all that was going on. But it ended up being even better than June! I’m happy to see that, aside from January, my progress has been fairly consistent for all of 2015, despite everything that has been going on in my life.

Hopefully August will be a smooth month both financially and personally. This girl could definitely use a break!

– Cindy W.

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