February is a short month anyways, so I’ve decided to go ahead and post my net worth for February a day early. It’s not like I have any plans for today that involve blowing a lot of cash (or other big changes). And with the month ending on a weekend, it’s just easier this way.
Plus I’m really excited to show off where I’m at this month! Can you blame a girl?
In one month, I managed to gain $3,686! Over a grand of that gain was in retirement accounts, so I’m trying not to get too excited about that; It could all be gone in a market heartbeat. But look at my student loan! I’m $1,109 away from it being GONE. FOR-EV-A!
I’m really motivated to have that student loan gone, and move on to the next big thing: My car loan. Technically, I have the cash in the bank to cover the student loan now. But all of that money is already spoken for: Upcoming bills, emergency fund, house sales fund, etc. So, for now, I’m trying to be patient and stick with the plan. At most, it should be gone in 2 months. That’s not too bad.
You may also have noticed that it looks like I didn’t make a mortgage payment this month. Have no fear, I’m not skipping payments! Since my payments are due at the end of the month, short months and months that end on the weekend tend to throw things off. It will end up looking like I made 2 payments in March. Makes no difference in the long run, it just looks a little weird this month.
February has been a good month for me the last few years: Tax refunds come in, the Holidays are FINALLY over, and things just tend to go smoothly. Obviously every month can’t be this good. But it’s a great push into the new year, and helps to get the ball rolling. I’m exciting to see how the next few months pan out!
– Cindy W.