It’s the end of another year! I can’t believe 2013 is already over. I know, technically I’m a few days early with this. But nothing is really going to change between now (December 30th) and January 1st. So, here’s how I’m ending 2013:
In almost a month I managed to gain $617. Not too shabby, especially considering that during the same month I also spent every penny of the $800 I had set aside for the Holidays, plus $225 towards a remodeling project. I probably spent more than I should have this Christmas, especially knowing that I had $800 to spend. That amount includes both gifts and all of the food I had to purchase for Thanksgiving, Christmas, and office parties. On the plus side though, it was money that was saved specifically for Holiday spending. That means $0 extra debt!
I’ve overcome several big financial hurdles this year, but if all goes well, 2014 is looking to be a much better year for me financially. I’m really excited to get this ball rolling on creating a better financial future!
How was your December? Did you stick to your financial plan? Or are you recovering from a “Holiday Hangover”?
– Cindy W.