Looking Back

I was running through the list of posts I’ve made on this site in the past year. Okay, slightly less than a year. I’ve made 112 posts so far. And looking over them, I realize I’ve changed my mind a lot in the course of one year!

When I started this site I was a student, pursuing my Masters in Accounting. Several months later, I was justifying that this was the best course of action for me. A few months later, I quit the program. I started the year driving a 2011 Nissan Versa. I sold that vehicle, and purchased back my old 2000 Honda Accord, with cash. No car payment! Yay! And then I sold the Honda, and bought a shiny new 2014 Ford Escape. With a great big loan to go along with it. I loved my free health insurance. And then I upgraded. In a relationship. Out of a relationship. Back into the same relationship. What gives?!?

Alright, I change my mind. A lot. About a lot of things. I try to make good decisions. I try to plan. But, things change. New opportunities present themselves. Plans don’t work out. And sometimes in life, you have to step back and say “Is this working for me? Is it the best way to get where I want to go?”

The overall goal hasn’t changed; I’m still working towards growing my net worth. My hope is to become financially stable, and eventually to reach a degree of financial independence, so I can quit the 9-5 world. But I’m still learning. I’m learning about personal finance. I’m learning about the world. And I’m learning about me. What I want. What I value. I’m also trying to learn to balance goals with, well, life.

What can you expect going forward? You can expect to see me making progress towards my financial goals. You can expect to see me make mistakes. And, you can expect to see me change my mind. A lot.

– Cindy W.


  1. I think the fact you’ve got a great attitude about growing your net worth is more than half the reason why you will get to where you want to go!

    Stand strong!

    1. Thanks Sam! That really means a lot to me. Your blog has been a great help!

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