Day By Day

I’m sure some of you are wondering where exactly I’ve been lately. And the answer really isn’t that exciting; For the most part, I’ve just been living life, and taking things day by day. Not a lot has changed since my posts have slowed down to next to nothing.

After a rough winter, I’ve been spending a ton of time enjoying the nice weather with the boyfriend. If it’s not raining, you can find us sitting on our patio after work, enjoying the sunshine and fresh air. We’ve also been trying to walk at least three days a week. Some weeks are better than others on that.

We’re still sorting out a lot of things, like houses and living arrangements. A few weeks ago a mouse decided to wreak havoc on my house, chewing through the ice machine water line and flooding my kitchen. Ugh! The damage is less extensive than I originally thought it would be, but there are areas of the floor that are going to have to be fixed now. I may have had a slight melt-down, adding one more expense on to the house where no one lives. My house has become a sore spot in our relationship lately, and I’ll be sooo glad when it’s finally gone!

I’ve been thinking a lot the last few months about choices, and priorities, and accountability. I have a blog about growing my net worth, with my current focus being on getting out of debt. The truth of the matter is, I could be doing so much more to move things along. I could get a second job. I could have a side hustle. I could work harder at getting a better full-time job. Honestly though? I’m kind of enjoying my free time right now! I’m in a relationship with someone I love spending time with; For a girl in her mid-30’s who has ALWAYS been single, this is something new for me, and I’m kind of enjoying it. I’m enjoying having the time to spend with my family. I’m enjoying having some flexibility in my life. Sure, I could be doing more. But I’m not sure I WANT to right now. And that’s okay. Life isn’t a race, and there aren’t any prizes for reaching your goals sooner.

On the flip side, I have to admit that it’s a choice I’m making. I can’t be all “Whoa is me, life isn’t fair!” when I’m choosing not to put more effort into it. If I want more, I have to put more into it. But I also feel like there’s a benefit in learning to enjoy what you have, and not always chasing after more.

There’s lots of turmoil kind of going on with my career right now, but that’s a post unto itself. Let’s just say I’ve been a less than happy camper lately, but I’m very hopeful that things might change in my favor here soon.

Which brings me to something that’s been on my mind for some time now: How much should I share? Obviously my financials are an open book; I’ve been very honest about my debts, my assets, my goals and my spending. But what about the rest? There are constantly things that I think about writing about, then stop myself, sometimes mid-post, and rethink whether I should really be sharing that information. I try to stay anonymous on this blog. That being said, there’s always a chance I’ll be outed, or someone I know will read this and figure it out.

My blog is about my money, and I definitely talk about my money. But there are always things going on that are influencing the decisions I’m making with my money. My situation might make more sense if I shared all the “gory details”. But then, people might not like what they learn about me, or the choices I’ve made. Does that matter? I don’t know. And how much do you say about the other people in your life? I’d love to say my money is my money, and no one else influences that. But I have a close-knit family, and a boyfriend, and he has sons, and all those people play some role in how we’re spending our money today, and the plans we make for the future. Is it fair to talk about their situations? And what about work? How much can I say about my job, without risking saying too much?

These are just some of the things that have been on my mind lately. I’m still making progress, watching my pennies, and planning for the future. Slowly but surely, I’m moving ahead. My overall goals are still the same, and I’m adjusting to all the bumps in the road. I’m far from perfect. But it’s getting better every day!

– Cindy W.

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