Time vs. Money

The last few weeks have been crazy for me. It’s one of those times in my life where I feel like I’m constantly on the move, yet feel like nothing is getting accomplished. I hate that! One of the things that has definitely gotten left behind is posting to this blog. It’s not for lack of things to write about… …

Do I Have To?

It’s a phrase every parent and school teacher hears a million times. I admit saying it more than my fair share of times as a child. Do I have to? I can still hear my 7th grade teacher’s voice as he would calmly reply: “The only thing you have to do in this life is die. But I strongly recommend you do it …

I Might Be Crazy, But I Have A Plan!

I’ve always been someone who was concerned with Personal Finance. By Nature, I crave security. I fear the idea that one event, a job loss, sickness, pregnancy, could destroy my financial world. I read books written by Personal Finance Experts. I kept an eye on websites dedicated to money. I learned tips and tricks here and there. But honestly, it …

Learning to Say No

“I think she’s getting herself into another bad situation, and I’m worried she’s going to crash and burn again soon” I said to my BF this past weekend. “Well, yeah. I don’t even know her and I could tell you that” was his response. It’s happened so often that I can see the signs now. She avoids telling me things. …

College: It’s going to cost HOW MUCH?

In my last post about planning for College I pointed out that I don’t feel that parents have to pay for their child’s college education. It really depends on your family, your budget, and your child. That being said, there are two things that I think all parents should do: 1) Make decisions early on and 2) Communicate! Decisions, Decisions …

The Latte Factor: When is a Latte *just* a Latte?

I have to admit, I’ve become addicted to reading Personal Finance blogs and articles. I’ve always had an interest in being financially responsible and trying to get ahead. But I’d always been told that the only way to really get ahead was to work yourself to the bone, and sacrifice until it hurts. At 23, my Financial Advisor actually told …

Luck o’ the Irish

St. Patrick’s Day is this weekend. Being raised in an Irish-Catholic community, St. Patrick’s Day has always been a pretty big deal. I really did believe the saying “Everyone is Irish on St. Patty’s Day” up until college. Apparently not many German Lutherans celebrate the holiday. Who knew? There are many things that come to mind when I think of …

College: Um… Who’s Paying for this?

As I mentioned in previous posts, I’m currently going back to school for a Masters in Accounting. Using the online tuition estimator for my school, and adding in the costs of books and other fees, I expect the program to cost roughly $20,000 over the next two years. It’s a big expense, but definitely a worthwhile one for me. It …

I’m in the negative. Now what?

No where to go but up? In my last post I calculated my current net worth, and found the results to be less than desirable. My current net worth is a negative $ 1,754. Ouch! Some of you may not be familiar with net worth, or how to calculate it. Net worth is simply your assets (the value of things …

Single girl Growing Her (net) Worth… so?

I’m starting this blog with the idea of sharing my journey from financial instability to financial security. I realize that there are a lot of people who will come across this blog and think “So you’re single, have no children, and are trying to save money. Big whoop! Try having a spouse that you have to get on board, and …