Welcome to Growing Her Worth!
I started this blog in early 2013, as a single girl in my mid-30’s trying to get my financial life together. At the time, I didn’t know what direction my life would end up taking. Would I get married someday? Have children? What would my career path be?
What I did know is that I needed to do some serious work on my financial situation. I’d spent most of my adult life blindly believing I was doing just fine financially. After all, I was doing exactly the same thing as everybody else! It turns out, following the crowd led to a lot of mistakes. Eventually, everything fell apart. It took me many years to pick up the pieces, and I’m just starting to feel like I’m making real progress.
Since February of 2013, I’ve paid off $7,670 of student loan debt (the last of my loans from my undergrad days). In May of 2015 I sold my house, and officially moved in with my boyfriend, Bryan.
My last remaining debt is my car loan ($18,724 as of Jan.1, 2015), which I’m planning to pay off by early 2016. I paid off my car loan in April of 2016, and am now completely debt free!
My overall goal is to build a happy, care-free life with Bryan. At this point, we don’t know exactly what that looks like. We likely won’t be following the “traditional path”. But, then again, we aren’t your “traditional couple”; There’s a 20 year age gap between us, and we’re both coming from very different places in life. We’ll probably get married someday. We’ll likely never have children. Maybe we’ll travel? Buy a house? Become snowbirds? We’re still figuring things out and creating dreams for our future.
The last few years have been about reconsidering everything I thought I wanted/needed in life, and figuring out what really makes me happy. I’m learning to dream big, take risks, and finding the courage to change. Bryan and I are learning that happiness isn’t measured in dollars; Having a fulfilling life doesn’t really have to cost a lot.
My goal with this blog is to share my journey from financial insecurity to financial independence. It is my way of holding myself accountable, and tracking my progress. I also like the idea of talking through my next step with the financial community. I have a vague idea of where I’m going, but I frequently change my mind about the steps I’m taking to get there. I’m still surprised by the idea that I can set big goals and actually achieve them; That’s opening up a world of possibilities that I never considered before. Every year I set bigger goals, and I’m amazed at what I’ve been able to accomplish.
Please remember that in no way am I an expert, and am therefore not capable of advising anyone else financially. Part of building a better financial future is owning the choices we make. This blog details the choices I am making, but isn’t a recommendation on what others should do. My hope is to provide entertainment and inspiration, that maybe you might use this blog as motivation to begin following your own path to financial freedom.
– Cindy W.
Please feel free to email me directly any time at growingherworth[at]gmail[dot]com with questions or comments!