2015 Goal Update – Quarter 3

Three quarters of 2015 are now gone, and it’s time to check my goals for this year. 1) Grow my net worth by $10,000 ($21,696 total net worth). Done! 2) List the house. Sold! 3) Pay off the student loan. Done! 4) Invest $3,000 in a retirement account. 5) Earn $500 in “Side Income”. Done! 6) Pay off car loan. 7) Grow my …

Anything Temporary

I’ve been up since 4:30 am, which, if you knew me, is highly unusual. I’m the type of person who reluctantly crawls out of bed every morning at 6:30 (maybe 6:45) and sulkily goes about my morning routine. I’m NOT a morning person. But today, I’m wide awake and ready to go. Blame it on the stress. And stressed I …

A Spicy Situation

Gardening is one of Bryan and my favorite shared hobbies. Which makes it seem odd that I’ve barely mentioned our garden this year! This season has been one of the craziest I can remember: The “April Showers” lasted well into June. Then it got hot. And dry. Then cold. And sometimes wet again. There seemed to be no rhyme or reason …

Preparing for the Holidays

I know, I know! It’s only October, and I’m already thinking about the Holidays! If I’m not going to break my budget, I HAVE to start thinking about the Holidays now. Between food for gathering, Christmas gifts, and a few birthdays between November and January, it ends up being a pretty expensive time of year for me! There isn’t a lot …

Spending – September 2015

The month of September is officially gone! I’ll be honest, spending was a little higher this month that I would have liked. But then, there was a wedding. And a few other big spending items, both expected and otherwise: Reminder: Since Bryan and I keep separate finances, this does not include any of his spending! My first reaction when I …

Net Worth Update – September 2015

I’m in a bit of a time crunch, but, as it is officially October, I wanted to go ahead and get my numbers out for September: The market was rough again this month. I actually thought that I’d end the month flat, but between contributions and a slight upswing in my 401k, I’m ending September $570 ahead of August in …