Emergency Fund: How Much is Enough?

How much do I need in my emergency fund? I’ll admit, I’ve been all over the place on that question since I began my cash lifestyle years ago. I don’t have a credit card to fall back on, should anything happen. Whatever cash I have in the bank is all I have to get me through if something goes wrong. …

It’s Complicated (Part 2)

It’s taken me a really long time to write this post, and it’s with a lot of apprehension that I finally publish it. Part of me says that I’m sharing too much, that my relationship and personal life aren’t really anyone’s business. Part of me has concerns about sharing so much of someone else’s story. A big part of me worries …

Desires and Viruses (Of The Computer Variety)

Let’s be honest here, we’re all human. As much as we want to stay on track with our financial goals, wants still pop up. Logical or not, we all have things we desire. A year ago I posted about my desire for a new computer. I was at my wit’s end with my personal laptop. I’m typically a very cautious person …

Waffling on the 401(k)

Earlier this year I decided to stop contributing to my company’s 401(k) plan. At the time, my plan made sense (at least in my head): I’d take the extra money ($36.92 after taxes) each week and put it towards my student loan. Then by the end of 2014, my student loan would be paid off! My employer contributes 6% every week, …

The Problem With Goals

I’ve talked a lot about my goal of growing my net worth by $10,000 in 2014. Overall, I think it’s a great goal. I’m still not sure whether or not I’ll be able to make it, but I should come in pretty close. Right now though, I’m having conflicting emotions. The boyfriend and I have done a lot of work …

Another Year Older (Wiser?)

Yesterday was my birthday. Yep, I’m officially 36! In my late 30’s, as my mother would say. I’ll be honest, I was nervous about my birthday. Last year was terrible. I think I cried most of the month of November, and my relationship with the boyfriend almost didn’t survive. It seems so superficial, freaking out over your age. But it wasn’t …

Net Worth Update – October 2014

I’m a little late on getting my net worth update out for October. Actually, I put together the information on October 31st, but didn’t get the chance to post it. So, how did I do in October? October ended up being an awesome month, with $1,989 in gain to my net worth! Much better than I was expecting! I’ll be …