I Play the Lottery

Wednesday’s Powerball Jackpot is an estimated $235 million. I don’t have a ticket, but I’d say there’s a 50/50 chance I will by the time the drawing comes. Okay, maybe more like 25/75; Stopping to buy a ticket always seems like such a hassle! I play the lottery. There, I said it. Not all the time, mind you. Maybe once …

So… About Your House…

Hey, I know you’re spending a lot of time at the BF’s house. So… Can I rent your house? It’s the second time in 3 months that I’ve gotten this text. In a way, I guess it should be nice that people want to rent my place. I’m sure lots of people would be thrilled that people are seeking them …

Finding My Motivation

A few weeks ago I wrote about finding contentment. Overall, I feel like I’m happier day to day with what I have. Which means I want less stuff. Which means I spend less money. It’s nice to have balance in one segment of my life. The problem? I think I’m letting my contentment lead to complacency. Lisa Aberle wrote yesterday …

Planning For a Car

Back in April, I sold my 2011 Nissan Versa, and bought back my old 2000 Honda Accord. That decision enabled me to get rid of my monthly payment, which freed up some money to meet other goals. Granted, it’s only been 4 months. But that’s still $1,000, on top of the money I’ve saved on insurance. When I made the …

Living Without a Credit Card

Could You Live Without a Credit Card?┬áIt was an article on Yahoo! Finance written by Daniel Bortz that immediately caught my attention. Really now! I thought. Of course you can live without a credit card! Despite the eye-catching title, the article was more about the growing number of people who are living without a credit card, and some of the …

Finding Contentment

After the recession, downsizing became the hot topic in personal finance. Smaller homes, smaller cars, and less stuff in general. I have my weaknesses, but I’ve never been a huge shopper. I’m more likely to spend money on a few quality items than to buy a lot of junk. Over the past 10 years, even before it became fashionable to …

Life Insurance

If you read my post about how I budget, you may have noticed that I have two Life Insurance policies. Well, technically I have 3, since my employer also insures me. There are as many opinions about Life Insurance as there are available policies. Do you need insurance? If so, how much? And what type of policy? I don’t think …

Always Changing

You may have noticed that my writing schedule changed this week. I usually aim for a post on Tuesday and Thursday. But with the Holiday on Thursday, I decided to do a post on Monday and Wednesday instead. And, since I was good and actually worked ahead, it enabled me to also write a short post for today (Friday). I’m …

How I Budget

Budgeting: For some people, it’s akin to a bad word. There are lots of people out there who swear that they just can’t follow a budget. There are also some personal finance people out there who say they don’t follow a budget. Why has budgeting become such a bad thing? Part of it is due to perception. People hear the …

My Current Net Worth – July 2013

It’s officially the end of the second quarter of 2013. Where has the time gone? I started this blog to track my progress in growing my (net) worth. At the end of every quarter, I plan to give an update of where I am financially. Here’s the results from Quarter 2: I am officially out of the red! It may …