Time to Clean House

Over the past few years, I’ve done a lot to straighten out my financial life. I refinanced my mortgage. I cut out cable. I put myself on a budget, and cut way back on spending. I traded in my newer car for one that I could pay off in cash. Overall, I’ve felt pretty good about my progress. A little …

Tweaking the Budget

I’ve been surprisingly short on cash lately. Well, more precisely, my “spending money” doesn’t seem to be going as far as it used to. I’ll be honest, I do still like to buy things, even if I am trying to be more frugal. But I thought I had things pretty well under control. Am I suddenly going crazy with buying …

The Cost of Not Knowing the Rules

Insurance can be a tricky, tricky thing. Especially Health Insurance. I’m lucky, I have insurance through my employer. I’m very lucky, actually: They pay 100% of my monthly premiums. But in April, we switched insurance. Well, kinda-sorta. It’s still through Anthem. But we joined a larger plan offered by our parent company (actually, our parent company’s parent company). Veiled in …

Saving My Pennies

I’ve been saving my pennies. Quarters, dimes and nickels too. I’ve always been the type of person to save my change. Whenever I have cash, I spend the bills only. The change goes into a vase at home. In college, the resulting change usually went towards laundry and vending machines. I wasn’t exactly flush on cash back then, so there …

Money Well Spent

I’m exhausted today. I was all set to go to bed last night around 11:30 pm, when things took a different turn, and I ended up spending some time in the ER instead. I had just come in from taking the dog outside, and sat down on the couch next to my boyfriend. I felt a weird tickle in my …

Mixing Business With Neighbors

I’ve seen many articles recently about the benefits of trading items, skills, and services with neighbors and friends. I agree that helping each other out is a great way to build relationships, and even to gain new knowledge and skills. I always feel like being a good neighbor or friend involves give and take. I’m eternally thankful for all of …

Big Spending

Yesterday was a day of big spending. $2,160 to be exact. No, it wasn’t for anything frivolous, like new shoes, or furniture. The largest chunk of money went to pay the contractor for completing my connection to the new city sewer line. The rest of the money went towards the final fees owed for my Masters courses. Both expenses were …

It’s Not In The Budget

Last Thursday, I had a plan. All day I spent thinking over my plan, revisingĀ and perfecting it. I had bought two new rose bushes (yellow Knock Out Roses, for $8 each at a Flea Market in another state), and had a plan to plant them. But the space I was going to plant them in needed “something more”. So, the …