I Might Be Crazy, But I Have A Plan!

I’ve always been someone who was concerned with Personal Finance. By Nature, I crave security. I fear the idea that one event, a job loss, sickness, pregnancy, could destroy my financial world. I read books written by Personal Finance Experts. I kept an eye on websites dedicated to money. I learned tips and tricks here and there. But honestly, it …

Learning to Say No

“I think she’s getting herself into another bad situation, and I’m worried she’s going to crash and burn again soon” I said to my BF this past weekend. “Well, yeah. I don’t even know her and I could tell you that” was his response. It’s happened so often that I can see the signs now. She avoids telling me things. …

Small Step Towards Freedom

A large part of Financial Independence for many people is freedom. The freedom to work, or not work, when and how they want. The freedom to live the life that they choose. As someone with debt, every debt paid off is one step closer to freedom. It’s a long road, first to be debt free, then saving towards eventual total …

College: It’s going to cost HOW MUCH?

In my last post about planning for College I pointed out that I don’t feel that parents have to pay for their child’s college education. It really depends on your family, your budget, and your child. That being said, there are two things that I think all parents should do: 1) Make decisions early on and 2) Communicate! Decisions, Decisions …

The Latte Factor: When is a Latte *just* a Latte?

I have to admit, I’ve become addicted to reading Personal Finance blogs and articles. I’ve always had an interest in being financially responsible and trying to get ahead. But I’d always been told that the only way to really get ahead was to work yourself to the bone, and sacrifice until it hurts. At 23, my Financial Advisor actually told …

Luck o’ the Irish

St. Patrick’s Day is this weekend. Being raised in an Irish-Catholic community, St. Patrick’s Day has always been a pretty big deal. I really did believe the saying “Everyone is Irish on St. Patty’s Day” up until college. Apparently not many German Lutherans celebrate the holiday. Who knew? There are many things that come to mind when I think of …

College: Um… Who’s Paying for this?

As I mentioned in previous posts, I’m currently going back to school for a Masters in Accounting. Using the online tuition estimator for my school, and adding in the costs of books and other fees, I expect the program to cost roughly $20,000 over the next two years. It’s a big expense, but definitely a worthwhile one for me. It …

My Big Mistakes

I’ve been doing a lot financially the last few weeks to get prepared for the 2013/2014 school year. College involves so many important money decisions that I really should be posting about. However, I feel like I can’t really talk about what I’m doing now until I explain some about my past. Especially since it has such a huge impact …